country education loanTuition/Scholarships
- Course Fees
- Tuition simulation
- DAICHO original support
- pre-college program
- Overseas training scholarship
- New study support system
- Type XNUMX/Type XNUMX Scholarship/Benefit-type Scholarship
- Professional practice education and training benefits
- Education loan
- Other loans
- For international students
- Living alone support
Japan Finance Corporation National Education Loan
Allotted for pre-enrollment expenses
Target | Parents or guardians who are enrolled or enrolled in our school and whose household annual income (income) is within 790 million yen (600 million yen) (for one child)
* The upper limit of income varies depending on the number of dependent children. |
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Purpose of use | The following funds required to enter and study at our school
*School payments such as entrance fees and tuition fees, examination fees, housing expenses, textbook fees, teaching materials fees, commuting fees, student national pension premiums, etc. |
Application period | At any time
*Regarding admission funds, applications can be made until the end of the month following the month of admission after the desired school is decided. |
Loan amount | Up to 1 million yen per student |
Repayment period | Within 15 years
*Including interest-only repayment period for the period of enrollment. |
●Loan repayment simulation
(If the principal is not deferred during the period of enrollment)
Repayment period | 5 | 10 | 15 | |||
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Loan amount | Monthly repayment amount | Total repayment | Monthly repayment amount | Total repayment | Monthly repayment amount | Total repayment |
3,000,000JPY | 53,800JPY | 3,171,800JPY | 28,200JPY | 3,349,900JPY | 19,800JPY | 3,534,200JPY |
2,000,000JPY | 35,900JPY | 2,114,600JPY | 18,800JPY | 2,233,300JPY | 13,200JPY | 2,356,200JPY |
●Loan repayment simulation
(In the case of deferment of principal while attending school)
*This is a simulation of a case where the loan is repaid in the following period after graduating from school for one year.
Repayment period | 5 | 10 | 15 | |||
---|---|---|---|---|---|---|
Loan amount | Repayment amount while in school | Monthly repayment amount | Repayment amount while in school | Monthly repayment amount | Repayment amount while in school | Monthly repayment amount |
3,000,000JPY | 5,700JPY | 65,500JPY | 5,700JPY | 30,800JPY | 5,700JPY | 20,900JPY |
2,000,000JPY | 3,800JPY | 43,700JPY | 3,800JPY | 20,500JPY | 3,800JPY | 13,900JPY |
*The table above is calculated based on the interest rate (2023%) as of November 11, and when you actually apply for a loan, the interest rate on the day of the loan will be applied.
In addition, although the calculation is based on equal monthly repayments, you can also make increased repayments in the bonus month.
*200% per year for single-parent households, single-parent households, and those with annual household income (income) of 132 million yen (1.85 million yen) or less. *While enrolled in school, it is possible to defer the principal and pay only the interest.
Contact
education loan call center
0570 008656
*If Navi Dial is not available: TEL.03-5321-8656
Or the nearby Japan Finance Corporation head office