Osaka Cooking Confectionery CollegeOsaka Cooking Confectionery College

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country education loanTuition/Scholarships

Japan Finance Corporation National Education Loan

Allotted for pre-enrollment expenses

Target Parents or guardians who are enrolled or enrolled in our school and whose household annual income (income) is within 790 million yen (600 million yen) (for one child)

* The upper limit of income varies depending on the number of dependent children.

Purpose of use The following funds required to enter and study at our school

*School payments such as entrance fees and tuition fees, examination fees, housing expenses, textbook fees, teaching materials fees, commuting fees, student national pension premiums, etc.

Application period At any time

*Regarding admission funds, applications can be made until the end of the month following the month of admission after the desired school is decided.

Loan amount Up to 1 million yen per student
Repayment period Within 15 years

*Including interest-only repayment period for the period of enrollment.

Loan repayment simulation
(If the principal is not deferred during the period of enrollment)

Repayment period 5 10 15
Loan amount Monthly repayment amount Total repayment Monthly repayment amount Total repayment Monthly repayment amount Total repayment
3,000,000JPY 53,800JPY 3,171,800JPY 28,200JPY 3,349,900JPY 19,800JPY 3,534,200JPY
2,000,000JPY 35,900JPY 2,114,600JPY 18,800JPY 2,233,300JPY 13,200JPY 2,356,200JPY

Loan repayment simulation
(In the case of deferment of principal while attending school)

*This is a simulation of a case where the loan is repaid in the following period after graduating from school for one year.

Repayment period 5 10 15
Loan amount Repayment amount while in school Monthly repayment amount Repayment amount while in school Monthly repayment amount Repayment amount while in school Monthly repayment amount
3,000,000JPY 5,700JPY 65,500JPY 5,700JPY 30,800JPY 5,700JPY 20,900JPY
2,000,000JPY 3,800JPY 43,700JPY 3,800JPY 20,500JPY 3,800JPY 13,900JPY

*The table above is calculated based on the interest rate (2023%) as of November 11, and when you actually apply for a loan, the interest rate on the day of the loan will be applied.
In addition, although the calculation is based on equal monthly repayments, you can also make increased repayments in the bonus month.

*200% per year for single-parent households, single-parent households, and those with annual household income (income) of 132 million yen (1.85 million yen) or less. *While enrolled in school, it is possible to defer the principal and pay only the interest.

Contact

education loan call center
0570 008656
*If Navi Dial is not available: TEL.03-5321-8656
Or the nearby Japan Finance Corporation head office